Best Immediate Annuity Plan with Lifetime Income
LIC Jeevan Akshay VII: Guaranteed Retirement Income with Freedom & Flexibility
🌅 Retirement Is Not the End — It’s the Beginning of Freedom
Retirement doesn't mean slowing down — it means you finally have the time to do what you love. Whether it’s traveling, spending time with family, or simply living stress-free, financial independence is key to living your golden years to the fullest.
That’s exactly what LIC’s Jeevan Akshay VII offers — a safe, reliable, and immediate pension plan to ensure that your retirement is as joyful as your working life was productive.
🔍 What is LIC’s Jeevan Akshay VII?
Jeevan Akshay VII is a Non-Linked, Non-Participating, Individual Immediate Annuity Plan by the Life Insurance Corporation of India (LIC). It provides the policyholder with guaranteed fixed income for life immediately after investing a lump sum amount.
🎯 Key Benefits of Jeevan Akshay VII
Feature Benefit
✅ Immediate Pension No waiting – income
Start starts right after
starts right after
lump sum investment
🔒 Fixed, Guaranteed Not dependent on
Income market conditions –
peace of mind
guaranteed
options options every lifestyle
and family situation
🔂 Various Payment Choose Monthly,
Modes Quarterly, Half-Yearly,
or Yearly payouts
🎉 Enhanced Annuity Exclusive for ages 25–
Rates 29 with purchase price
₹10 Lakhs and above
👨👩👦 Joint Life Options Cover for spouse or
parent – continue
income even after one
passes away
🌍 Available to NRIs Non-resident Indians
can secure their
retirement income in
India
🧠 Who Can Buy?
- Young Professionals (Age 25–29): Get enhanced annuity rates for early planning with ₹10 lakh+ investment.
- Retirees or Near Retirement (50+ years): Start immediate monthly income after investing one-time savings.
- Children of Retired Parents: Ensure your parents' lifetime income through joint life or return of purchase price options.
- NRIs with Elderly Dependents in India: A great tool for financial security of loved ones back home.
💡 Annuity Options Available
Jeevan Akshay VII provides 10 flexible annuity options, including:
- Lifetime annuity for self
- Lifetime annuity with return of purchase price on death
- Annuity for life with guaranteed periods (5/10/15/20 years)
- Joint life annuity with or without return of purchase price
These allow the investor to customize the plan as per their family’s financial security needs.
🛠️ Competitive Comparison
Unlike market-linked pension products, Jeevan Akshay VII offers predictable income regardless of market volatility. Bonds may compete on rates for younger buyers, but they lack lifetime guarantees and IRDAI oversight.
📲 How to Buy LIC Jeevan Akshay VII
Buying the plan is now easier than ever:
- 🖥️ Online: Visit my website – www.soumyajitgoswami.in
- 📧 Email : sales@soumyajitgoswami.in
- ☎️ Call : Call at 70036 41821
- 💬 WhatsApp: Say "Hi" to 70036 41821
- 🏢 Branch Visit : Visit at our LIC Branch or contact me
📩 You can also SMS your CITY, NAME, AGE to 7003641821 to get connected instantly.
📊 Real-Life Example
Case Study:
Mr. Arvind (29 years old) purchases Jeevan Akshay VII with ₹10,00,000.
Due to his age, he receives enhanced annuity rates and starts receiving immediate monthly pension under the return of purchase price option.
This gives him peace of mind knowing that:
- He will earn a fixed monthly income.
- His nominee will receive the principal back on his demise.
🧮 Why Choose Jeevan Akshay VII Over Other Plans?
LIC Jeevan Other Retirement
Akshay VII Investments
Guaranteed monthly Market-linked returns
income for life (not fixed)
No market risk Subject to equity/debt
fund volatility
One-time payment, Requires periodic
lifetime returns investment
Lifetime financial Retirement corpus not
security predictable
🏁 Final Words: Plan Today for a Stress-Free Tomorrow
LIC Jeevan Akshay VII is not just an insurance product — it’s a promise of dignity, freedom, and financial peace in your later years. Whether you are in your 20s or nearing 60, it's never too early or too late to plan your financial future.
Don't let retirement be uncertain. Let LIC make your "Playful Retirement" a reality.
Hi, I’m Soumyajit.
For over 19 years, I’ve had the privilege of guiding more than 1,400 happy clients across Kolkata through the world of insurance and financial planning. Whether it’s life and health insurance, mutual funds, NCDs, or general coverage along with a claim settlement track record that’s close to 100%—my goal has always been the same: to offer honest, personalised advice you can trust.
If you're looking to protect what matters most, secure your future, or grow your wealth with confidence—I’m here for you, every step of the way. Let's connect
📱70036 41821
🌐 www.soumyajitgoswami.in
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