Smart Wealth Builder: Hybrid Fund Strategy for Steady Returns


Build Wealth Smartly with a Balanced Hybrid Fund Strategy

🧠 Smart Wealth Builder: Maximize Potential with a Balanced Approach

In a world of financial uncertainty, achieving consistent returns without taking on excessive risk is the holy grail of investing. That’s where the Smart Wealth Builder strategy steps in — a carefully curated portfolio built entirely with hybrid mutual funds that balance risk and return.

Whether you're a young investor or planning for your long-term goals, this 100% hybrid allocation offers the best of both equity and debt, aiming for steady growth with a controlled risk profile.


📊 Portfolio vs Benchmark Performance

Time Frame Smart Wealth Builder (CAGR) Nifty 50 TRI (Benchmark)

3 Years 17.05% 15.90%

5 Years 14.39% 13.98%

This basket has consistently outperformed the benchmark over 3- and 5-year periods, demonstrating the effectiveness of a diversified hybrid approach.


✅ Why Choose This Basket?

📈 Optimal Growth Potential: Smart mix of equity and debt for balanced performance

🌊 Moderate Volatility: Designed for stable, long-term returns with risk control

💰 Tax-Efficient: Strategic selection of funds across market conditions

🕒 Ideal for 3–5 Year Goals: Focused on medium- to long-term wealth creation


🌟 Key Advantages

  • 🔼 High Growth Potential
  • 💼 Diversified Portfolio
  • ⚖️ Moderate Risk, High Return
  • 🏦 Long-Term Wealth Building

📦 Suggested Fund Allocation (25% Each)

Fund Name                    Category        Allocation

Edelweiss Balanced            BAF                    25%
Advantage Fund

Mirae Asset Balanced         BAF                    25%
Advantage Fund

Tata Multi Asset                  MAA                   25%
Opportunities Fund

WhiteOak Capital               MAA                   25%
Multi Asset 
Allocation Fund


Categories:

  • BAF: Balanced Advantage Fund
  • MAA: Multi Asset Allocation

This allocation spreads your investment across funds that dynamically balance equity, debt, and other assets — enhancing your growth potential while cushioning against market volatility.


🛡️ Final Thoughts

Investing in the Smart Wealth Builder portfolio isn’t just about returns — it’s about stability, performance, and peace of mind. With a strategic approach that blends equity and debt, this hybrid model is perfect for investors seeking a smarter path to long-term wealth.


📞 Want help building your wealth with Smart Funds? Contact Me.


🙋‍♂️ About Me:

Hi, I’m Soumyajit Goswami

your trusted Insurance & Financial Consultant
Senior Business Associate
with over 19 years of experience and 1,400+ happy clients across Kolkata.

🛡️ Life, Health & General - Vehicles Insurance

💼 Mutual Funds, FD & NCDs.

📑 100% Claim Settlement Track Record

📊 Goal-based Financial Planning

  • If you're serious about protecting your future or building wealth the smart way—let’s connect!
📞 Call: 70036 41821
📧 Email: sales@soumyajitgoswami.in
🌐 www.soumyajitgoswami.in


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